1) Confirm Purpose
First, confirm the background information with the client, as well as the asset size, duration and the purpose of the entrusted investment management, such as tax mitigation, inheritance or value addition.
2) Set the Goal
On the basis of making the client fully understand the current market operation and historical market conditions, the investment goal is determined by combining the client's own investment philosophy and capital utilization ability.
3) Bulid the Portfolio
The plan is related to asset allocation, which refers to the process of allocating funds between different types of assets that can be invested (such as stocks, bonds, and real estate). In the asset allocation process, according to the client's habits of using assets, make appropriate allocation decisions, and then propose multiple investment plans.
4) Choose a Strategy
After making the client fully aware of the proposed investment plan, the client can choose to adopt an active or passive investment strategy to achieve the investment goal of matching risk with return. All processes will follow the client's investment philosophy and required investment strategy.
5) Execution of the Transaction
Transaction execution is the actual construction of a portfolio. The level of transaction costs and transaction efficiency also directly affect the performance of investment management. At this stage, a contract will be signed with the customer to confirm all payments and transaction costs.
6) Performance Evaluation
Performance evaluation is the stage of evaluating, revising and optimizing investment management. This is a dynamic monitoring process. At this stage, we will regularly review the investment performance with customers according to the contract, and continuously modify and improve the management model to better achieve the investment goals.